Why Choose Pinnacle Coverage for Renters Insurance?
✅ Local Insight for Renters
We understand New York’s rental landscape—from seasonal vacancies to older buildings with unique risks. Our policies are designed to protect what landlords won’t.
✅ Personalized, No-Nonsense Service
Skip the automated quotes. Our agents work with you to calculate the true value of your belongings and identify gaps in coverage.
✅ Budget-Friendly Protection
Starting at just $15/month, our policies offer big savings without skimping on security. Plus, discounts for bundling, safety features, and more.
✅ Claims That Put You First
Whether it’s a burst pipe or a stolen bike, we prioritize fast, fair resolutions so you can get back to normal.
Renters Insurance Coverage Options
Build a policy that fits your life:
Personal Property Coverage: Replaces furniture, electronics, clothing, and more after theft, fire, or vandalism.
Liability Protection: Covers legal fees and medical bills if someone is injured in your rental.
Additional Living Expenses (ALE): Pays for temporary housing if your unit becomes uninhabitable.
Guest Medical Coverage: Helps with minor medical costs if a visitor is hurt, regardless of fault.
High-Value Item Protection: Jewelry, collectibles, and musical instruments fully insured.
Identity Theft Restoration: Recovers financial losses and repairs your credit if compromised.
Off-Premises Coverage: Items stolen from your car or while traveling are still protected.
Save More with Pinnacle Discounts
Bundle & Save: Pair renters + auto insurance for up to 25% off.
Security System Savings: Discounts for alarms, smart locks, or fire extinguishers.
Claims-Free Discount: Lower rates for incident-free renting.
Non-Smoker Credit: Reduce premiums if no one in your household smokes.
Pay-in-Full Discount: Save by paying your annual premium upfront.
Ask us how to unlock even more savings!
Simple, Speedy Claims Process
Report Your Loss: Call, chat, or file online 24/7.
Document with Ease: Upload photos/videos directly through our app.
Rebuild Quickly: Receive funds via direct deposit or prepaid card.
We’re New York’s Renters Advocate
From studio apartments in Greenwich Village to beachside rentals in Fire Island, Pinnacle Coverage is committed to protecting renters across all of NYC and all through Nassau and Suffolk Counties. We know your space is more than a lease—it’s your life.
📞 Ready to Guard Your Tomorrow?
Call Us: 1-800-574-0501
Your Peace of Mind Starts Here.
Pinnacle Coverage is an independent insurance broker licensed in New York. Policies subject to terms, conditions, and underwriting approval. Discounts may vary. © 2025 Pinnacle Coverage LLC. All rights reserved.