Why Choose Pinnacle Coverage?
 Local Expertise, National Strength
We’re proud to call New York home. Our team knows the unique challenges of driving here—from busy highways to seasonal weather—and we partner with top-rated insurers to deliver policies tailored to your needs.
 Personalized Service, Not Pushy Sales
Forget call centers and automated systems. At Pinnacle, you’ll work directly with a local agent who takes the time to understand your priorities and answer your questions.
 Competitive Rates & Flexible Payment Options
We shop multiple carriers to find you the best value without compromising coverage. Plus, enjoy discounts for safe driving, bundling policies, and more.
 Claims Support You Can Count On
Accidents happen, but we make the claims process stress-free. Our team will guide you every step of the way to ensure fast, fair resolutions.
Auto Insurance Coverage Options
We offer customizable policies to protect you, your passengers, and your vehicle:
- Liability Coverage: Meets New York State requirements and protects against injury or property damage.
- Collision & Comprehensive: Covers repairs from accidents, theft, vandalism, or weather-related damage.
- Uninsured/Underinsured Motorist Protection: Safeguards you if another driver lacks sufficient coverage.
- Roadside Assistance: 24/7 help for breakdowns, flat tires, or lockouts.
- Rental Reimbursement: Keep moving while your car is repaired.
- New Car Replacement: Replace a totaled new vehicle with minimal depreciation.
Save More with Pinnacle Discounts
- Safe Driver Discount
- Multi-Policy Discount (Bundle auto + home/renters insurance)
- Good Student Discount
- Anti-Theft Device Savings
- Defensive Driving Course Discount
Ask us how much you could save!
Fast, Local Claims Service
- Report Your Claim: Call us 24/7 or file online.
- Get Back on the Road: We’ll coordinate repairs and rentals.
- Focus on Recovery: Let us handle the details while you heal.
We’re New York’s Auto Insurance Expert
From the South Shore to the North Shore, Pinnacle Coverage is committed to serving our community. We know the roads you drive, the risks you face, and the coverage you deserve.
Ready to Get Started?
Call Us: 1-800-574-0501
Your Safety is Our Priority. Let’s Protect It Together.
Pinnacle Coverage is an independent insurance broker licensed in New York. Policies subject to terms, conditions, and underwriting approval. Discounts may vary. © 2025 Pinnacle Coverage LLC. All rights reserved.